"We can't undo the past the future is what we can influence"
A budget is a method of tracking your financial commitments, income, outgoings etc.
The first step in taking control of your financial situation is understanding what your current position is. This is achieved with a budget. It may feel like a daunting process but its necessary in order to build your future on a solid financial foundation.
There are many different ways to create a budget. We recommend that you do your homework and find the right one for you. At The Money Crowd, we use excel as its fully configurable to suit your needs now and as they change and more importantly you don't need a degree to get started!
Watch our short video below on how to create your very own budget.
You can also Download our free budget template to help get you started.